Housing Loan: Where Flexibility Meets Your Home Dreams

Discover a housing loan that defies conventions and offers a truly adaptable solution to meet your unique needs. Housing Loan is designed with non-traditional, flexible features that provide convenience and freedom unlike any other. With a focus on accommodating changes in your assets and circumstances, this loan empowers you to achieve your homeownership aspirations seamlessly.

Key Features and Benefits

• Asset-Friendly Approach: Unlike traditional loans, there’s no need to close the facility or settle the loan if you change your asset or sell it.

• Substitution of Borrower and Asset Replacement: Enjoy the flexibility of substituting the borrower or replacing the asset during the loan period without disruption.

• Flexible Repayment System: Benefit from a versatile repayment system, including a grace period of up to 5 years, allowing you ample time to manage your finances effectively.

• Loan Repayment Period: Choose a repayment period that suits you, with a maximum tenure of up to 15 years.

• Capital Grace Period: Experience a maximum capital grace period of up to 60 months, offering you financial breathing room as you settle into your new home.

• Swift Approval and Disbursement: Get your loan approved within 3 working days and cash in hand in just 7 days, ensuring a hassle-free process.

• Document Assistance: Receive support in obtaining necessary documents such as land registry extracts, draft deeds, and local authority documents, ensuring a smooth process.

• Tailored Loan Package: Enjoy a customized loan package, streamlined documentation, and speedy, hassle-free doorstep service.

• Flexible Installments: Plan your installments according to your repayment capacity, with consideration for your present and future income.

• Part Settlement Option: Reduce your installment or loan period by making part settlements at any time, providing you with financial flexibility.

• Asset Replacement Freedom: Enjoy the liberty to replace the asset (security) during the loan period while maintaining the same terms and conditions.

• Ownership Transfer: Transfer the ownership of the asset and the contract with ease.

• Free Insurance Cover: Benefit from a complimentary insurance cover for household items, adding an extra layer of security.

Unlock the door to your dream home with Housing Loan, where unparalleled flexibility, convenience, and empowerment are at the heart of every step. Your home journey begins here.