Personal Banking

Loans

Discover our range of products tailored to fulfill your financial needs.

CBU Government - Pensioners’ Loan Scheme

Purpose

Our financial products are designed to meet various purposes, including:


  • Starting a Business
  • Educational Expenses for children
  • Medical Expenses
  • House Repairs
  • Any other legally acceptable purpose to uplift the lifestyle of pensioners.

Eligibility

 

Our products are available for government pensioners below 75 years of age, with the condition that their pension is remitted to a BOC account. Please note that joint accounts are not permitted for this particular offering.

CBU Housing Loan Scheme

We offer various options for your housing needs:

  • Purchase a land to construct a house later.
  • Purchase a land and construct a house.
  • Construct a house on a land owned by the borrower(s).
  • Purchase a house, partly constructed house, or condominium unit.
  • Complete construction, renovation, extension, or repair of an existing house or condominium unit.
  • Landscaping and interior decoration services for your house or condominium unit.
  • Construction of houses or apartments for sale.

Please reach out to the relevant branch for more detailed information. Kindly note that this facility is provided only for commercial-purpose house builders.

 

CUB Personal Loan

Take a significant step towards achieving your dreams and goals with our Personal Loans, designed to meet your diverse financial needs. Whether it’s unexpected expenses, a dream vacation, education fees, wedding costs, home improvements, or purchasing consumer durables, our Personal Loans have got you covered.

Key features:

  • Simplified documentation process.
  • Competitive interest rates.
  • Transparent terms and conditions.
  • Availability of Personal Loans for various purposes.

To apply for a Personal Loan, please follow these steps

 
  • Visit our nearest branch or access our online application portal.
  • Complete the loan application form with accurate information.
  • Submit the required documents, which will be specified by our loan officer.

CBU Medura

Turning your dream of owning a home into a reality is our priority. If you haven’t inherited a home, you may need financial support to purchase or construct one. That’s where CBU Sirimedura Housing Loans come in, providing you with the necessary assistance.

Features

 
  • First visit to apply for the loan, and the second visit to collect the loan.
  • Maximum of 15 days to obtain your loan.
  • CBU assistance in obtaining the required documents and facilitating the registration process.
  • SMS updates at each stage of loan processing, ensuring you stay informed throughout the process.